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Quiz on Reading Comprehension

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Question 1

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
According to the passage, what are the salient features of SJSRY? 
 
(i). The SJSRY shall rest on a foundation of community empowerment.
(ii). This programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development.
(iii). The Community Development Societies shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

Question 2

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
Which of the following is true in the context of the passage?

Question 3

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
According to the passage, SJSRYstands for the

Question 4

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
Choose the word which is opposite in the meaning to the word ‘BENEFICIARIES ‘given in bold as used in the passage.

Question 5

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
According to the passage, what are the target-groups under SJSRY programme?

(i).Scheduled Castes/ Tribes, disabled person and other such categories
(ii).Urban poor and women
(iii).Muslim and Sikh persons

Question 6

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
Choose the word which is most nearly the same in meaning to the word ‘CONVERGENCE ‘given in bold as used in the passage.

Question 7

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
What is the author’s view related to the passage?

Question 8

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
According to the passage, under which scheme government encourages women to develop themselves in urban areas?

Question 9

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
Which of the following is true according to the program? 
i). Aims to provide wage employment to beneficiaries living below the poverty line
(ii). Aims at enhancing the livelihood security of people in rural areas by guaranteeing 100 days of wage employment in a financial year.
(iii). To provide wage employment by utilising their labour for construction of socially and economically useful public assets.
(iv). They are encouraged to save some money and lend among themselves as small loans.

Question 10

Direction: Read the following passage and answer the questions given below. 

The SJSRY shall seek to provide gainful employment to the urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. This programme will rely on creation of suitable community structures on the UBSP pattern and delivery of inputs under this programme shall be through the medium of urban local bodies and such community structures. The Swarna Jayanti Yojana shall be funded on a 75:25 basis between the Centre and the States. The SJSRY shall consist of two special schemes, namely- (i) The Urban Self Employment Programme (USEP) (ii) The Urban Wage Employment Programme (UWEP).

The Swarna Jayanti Shahri Rozgar Yojna shall rest on a foundation of community empowerment. Rather than relying on the traditional method of top down implementation, this programme shall rely on establishing and promoting community organisations and structures to provide supporting and facilitating mechanism for local development. Towards this end community organisations like Neighbourhood Groups (NHGs), Neighbourhood Committees (NHCs), and Community Development Societies (CDSs) shall be set up in the target areas based on the UBSP pattern. The CDSs shall be the focal point for purposes of identification of beneficiaries, preparation of applications, monitoring of recovery, and generally providing whatever other support is necessary to the programme.

The CDSs will also identify viable projects suitable for that particular area. These CDSs may also set themselves up as Thrift and Credit societies to encourage community savings, as also other group activities. However, Thrift and Credit societies may be set up separate from the CDSs as well. These bodies will try to link local resource generation efforts with wider institutional finance. It is expected that these bodies will be registered under the Societies Registration Act or other appropriate Acts to provide them direct access to funds under various schemes as also a wider finance and credit base. A maximum expenditure at the rate of Rs. 100 per member for the first year, and Rs. 75 per member for each subsequent year will be allowed for activities connected with the CDSs.

The CDS, being a federation of different community based organisations, shall be the nodal agency for this programme. It is expected that they will lay emphasis on providing the entire gamut of social sector inputs to their areas including, but not limited to, health, welfare, education, etc. through establishing convergence between schemes being implemented by different line departments within their jurisdiction. The urban self employment programme (USEP) will have three distinct parts:- (i) Assistance to individual urban poor beneficiaries for setting up gainful self employment ventures. (ii) Assistance to groups of urban poor women for setting up gainful self employment ventures. This sub-scheme may be called “The Scheme for Development of Women and Children in the Urban Areas (DWCUA)“. (iii) Training of beneficiaries, potential beneficiaries and other persons associated with the urban employment programme for upgradation and acquisition of vocational and entrepreneurial skills. The programme will be applicable to all urban towns in India. The programme will be implemented on a whole town basis with special emphasis on urban poor clusters. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

Special attention will be given to women, persons belonging to Scheduled Castes/ Tribes, disabled persons and other such categories as may be indicated by the Government from time to time. The percentage of women beneficiaries under this programme shall not be less than 30%. SCs and STs must be benefited at least to the extent of the proportion of their strength in the local population. A special provision of 3% shall be reserved for the disabled under this programme. There will be no minimum educational qualification for beneficiaries under this programme. This scheme shall not apply to beneficiaries educated beyond the IX standard. As regards the wage employment component, there will be no restrictions of educational qualifications whatsoever where the identified activity requires skill training of an appropriate level. A house-to-house survey for identification of genuine beneficiaries will be done. Noneconomic parameters will also be applied to identify the urban poor in addition to the economic criteria of the urban poverty line. Community structures like the CDSs will be involved in this task under the guidance of the Town Urban Poverty Eradication Cell/Urban Local Body Lists of beneficiaries finalised will be displayed at the Urban Local Body Office as also in the concerned local areas.

The house-to-house survey and beneficiary identification can be got done by the State nodal agency through any identified body at the ULB/community level specially empowered in this behalf. All other conditions being equal, women beneficiaries belonging to women-headed households shall be ranked higher in priority than other beneficiaries. The urban wage employment programme shall seek to provide wage employment to beneficiaries living below the poverty line within the jurisdiction of urban local bodies by utilising their labour for construction of socially and economically useful public assets. This programme shall apply to urban local bodies, the population of which was less than 5 lakhs as per the 1991 Census. The material labour ratio for works under this programme shall maintained at 60:40. The prevailing minimum wage rate, as notified from time to time for each area, shall be paid to beneficiaries under this programme.

Reference: https://www.tn.gov.in/dtp/sjsry-scheme.htm 
According to the passage, the percentage of women beneficiaries under the programme shall not be less than 30%. A special provision of ______ shall be reserved for the disabled under the programme.
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Feb 22PO, Clerk, SO, Insurance